Smarter Credit Risk Decisions.
Governed, Not Guesswork

FoFi Risk AI Studio turns your models into a calibrated, governed decision engine for CROs and Heads of Risk.

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Built for CROs, Heads of Risk & Model Risk

You’re responsible for PD models, thresholds and policies that get challenged by boards, regulators and internal audit. FoFi Risk AI Studio is built for leaders who want fewer surprises and cleaner governance around their credit decisions.Typical pain points we address:

Calibration drift that’s noticed only when losses spike
Threshold and policy changes without quantified impact on approvals, losses or ECL
Model health, monitoring and governance scattered across multiple reports

What FoFi Risk AI Studio Actually Does

From scattered reports to a single, governed view of model health and strategy impact

Calibration Health Engine
• Tracks CITL, slope, ECE, HL, AUC and PSI across your portfolio and key segments, then turns them into a simple verdict: No action · Recalibrate · Rebuild – with a rationale you can show to model risk and internal audit.Strategy & Threshold Tuning
• Simulate cut-offs and policy rules before you touch production. See the effect on approvals, losses, ECL and risk-adjusted return under your risk appetite and constraints.Monitoring & Governance Layer
• Vintage-aware monitoring, veto segments and guardrails so changes don’t slip through without documentation, sign-off and an audit trail. Keeps calibration, discrimination and stability in one structured view instead of scattered decks.

How a 6–8 Week Pilot Works

Week 1–2 · Data & Setup
Secure extract, mapping and configuration of your PD / scorecards into FoFi Risk AI Studio, with basic quality checks and segment definitions.Week 3–4 · Calibration & Health View
Baseline calibration, discrimination, stability and key segment health. You get a clear picture of where the model is solid, where it’s drifting and where governance is weak.Week 5–6 · Strategy & Scenario Work
Simulate candidate thresholds and policy tweaks before you touch production. See the impact on approvals, losses, ECL and risk-adjusted return under your appetite and guardrails.Week 7–8 · Governance Pack & Next Steps
A concise summary you can share with model risk or your risk committee: findings, recommended actions and a simple record of why a recalibration or rebuild is (or isn’t) needed.

Who You Actually Work With

FoFi Risk AI Studio is designed and implemented by Risk Professionals, with around 15 years in credit risk strategy, modeling and calibration for lending businesses.For each pilot, we provide:
• The calibration and model health analysis
• The threshold and policy tuning work
• The final governance / board-facing summary

Request a 30-Minute Demo